Privacy Policy

Last Updated April 10, 2025

This policy (the “Privacy Policy”) describes our policies and practices for collecting, using, disclosing, and otherwise processing your personal data in connection with your use of the web site(s) and/or application(s) (collectively, the “Services”), offered by Tuition.io, Inc. In this Policy we may be referred to as “Tuition.io,” “we,” “us,” “our,” or similar, and its successors or assigns. By using our Services, you acknowledge that you have read, understood and agree to our Privacy Policy.

Information We Collect

When you visit our Website and use the Services, you may provide us with certain personally identifiable information including, but not limited to, your first name, last name, e-mail address, phone number, social security number, birth date, mailing address, Student Loan Account Information (as defined below), your education information, the name of your employer and Tuition.io password. We refer to all of this information as “Personal Information.” We do not collect any Personal Information from Visitors to the Website unless the Visitor provides us with the Personal Information voluntarily (for example, by registering for an account or in order to request information from Tuition.io).

As described in the Terms of Service, we may provide services to your employer (a Company) or to the Company that employs one of your family members to enable the Company to provide the Company Services to you. When acting as a service provider to a Company to enable a Company to provide the Company Services to you, the Company may provide us with Personal Information about you, including, but not limited to, your first name, last name, employee id, other information regarding your employment, demographics, your benefit eligibility and email address. You authorize us to collect, store, and use, in accordance with this Privacy Policy, any and all such Personal Information. This Privacy Policy governs our use of this Personal Information; it does not govern, and we have no control over and will not have any responsibility or liability for, collection or use of your Personal Information by the Company that provides the Company Services to you.

When we are acting as a service provider to the Company to enable the Company to provide the Company Services to you, if your Company requires us to verify your student loan account(s) or other student loan data to determine eligibility for the Company Services, we may ask you to provide a copy of your student loan statement or other loan data.

You may ask us to access your student loan accounts on your behalf in order to collect certain information about your student loans. We refer to your account with a third party that maintains information about your student loans (such as a loan servicer, collection agency, bank, or other financial institution or organization) as your “Student Loan Account,” and we refer to the information we collect from your Student Loan Account or which you otherwise provide to us regarding student loans or other relevant financial information as the “Student Loan Account Information.” If you provide us with your user name and password/pin and other authentication credentials in order for us to access your Student Loan Account, you authorize us (and/or our Third Party Service Providers) to access, collect, use and share your Student Loan Account Information as necessary to provide you with the Services.

We will, for example, use your Student Loan Account Information and other Personal Information to provide you with information regarding your financial situation and to help you determine if you are eligible for federal student loan programs which may be beneficial to you.  If you are eligible for student loan contributions made by a Company pursuant to the Company Services, we will use the Student Loan Account Information in order to apply the Company contributions towards your Student Loan Account. 

We also collect and store information about you when you contact us for customer support, student loan coaching or education mentoring. 

We automatically collect other types of non-personally identifiable information when you visit the Website and use the Services. This may include details such as your network location, pages viewed, time spent on pages, clicks and navigation patterns, referring/exit pages, date and time of visits, device type, browser type, and IP address.

The Website may use “cookie” technology to help us collect other non-personally identifiable information and to enhance your experience using the Website. Cookies are small packets of data that a web site stores on your device so that your device will “remember” information about your visit. Also, the Website may use web beacons to access our cookies within and outside our network of web sites and in connection with the Services. If you do not want the Website to place cookies on your device, you may be able to turn that feature off on your computer or mobile device. Please consult your Internet browser’s documentation for information on how to do this. However, if you decide not to accept cookies from our Website, the Website may not function properly.

How We Use and Share the Information of Registered Users and Unregistered Users

We use the Personal Information and the other information (a) to provide you the Services, (b) to send you information about Tuition.io or the Services, (c) to customize and tailor your experience on the Website, (d) to provide you with content that we think you might be interested in and according to your preferences, (e) for training our staff and artificial intelligence models to provide better service and (f) to analyze and improve the Services. We may also use your contact information to provide you customer surveys to assess your satisfaction with the Services.

We may share Personal Information with third parties as described below:

We may employ other companies and individuals to perform functions on our behalf in connection with the Services. These other companies and individuals will have access to the Personal Information only as necessary to perform their functions and to the extent permitted by law.

In an ongoing effort to better understand our customers, we might aggregate Personal Information that is provided through the Website. In aggregate form, this Personal Information does not identify you personally. We may share this aggregate data with our business affiliates and agents. We may also disclose aggregated user statistics in order to describe the Services to current and prospective business affiliates, customers and investors, and to other third parties for other lawful purposes.

If we or any of our family of companies (or all or substantially all of our assets or the assets of any of our family of companies) are acquired or merged into another company, we expect that the Personal Information would be transferred along with the other business assets.

To the extent permitted by law, we may also disclose Personal Information when required by law, court order, or other government or law enforcement authority or regulatory agency, or whenever we believe that disclosing the Personal Information is necessary or advisable, for example, to protect the rights, property, or safety of Tuition.io or others.

How We Use and Share the Information of Company Registered Users

We use and share the information of Company Registered Users in the same manner as described for Registered Users and Unregistered Users in the preceding section of this Privacy Policy.

In addition, as described in the Terms of Service, we may provide services to your Company or to the Company that employs one of your family members to enable the Company to provide the Company Services to you. Our use and sharing of information of Company Registered Users described below in this section of the Privacy Policy occurs when we are acting as a service provider to a Company that provides Company Services to you.

If you are enrolled to receive Company Services due to a family member that is employed by such Company, such family member may have access to the information you provide to us. By registering via the Website as a Company Registered User, you thereby consent to Tuition.io disclosing information regarding your student loans and your usage of the Company Services to the family member employed by the Company providing the Company Services. We may, based on your use of the Company Services, disclose aggregate information (based on your Personal Information) to the Company that provides Company Services to you.

By registering via the Website as a Company Registered User, you thereby consent to Tuition.io disclosing your aggregate information (based on your Personal Information) to such Company and its authorized agents for use in connection with the Company Services. Tuition.io makes every effort to report this data to such Company in aggregate or anonymized fashion. You acknowledge, however, that in some instances your data may be de-aggregated or shared with such Company due to reasons beyond our control such as sample size. You further consent to Tuition.io disclosing your Personal Information and specific information regarding Company contribution(s) made and/or to be made to your student loan(s) on your behalf to such Company so that the Company can provide the Company Services to you, to satisfy tax reporting obligations and for other purposes. Information disclosed to such Company and its authorized agents is subject to that Company’s privacy and security policies, and not this Privacy Policy. Tuition.io does not monitor and has no responsibility for such Company’s use of your information (based on your Personal Information), or operation of the Company Services including, without limitation, the structure of the Company Services, or compliance with applicable laws.

If the Company that provides Company Services to you requires us to verify your student loan accounts that are designated to receive Company contributions pursuant to the Company Services, we may ask you to provide a copy of your student loan statement or other loan data to verify your eligibility for the Company Services. We will use your Student Loan Account Information solely as necessary to verify the information that the Company has asked us to verify, including but not limited to, verifying that you are the legal owner of the student loans for which you are seeking contributions from such Company.

We also may disclose your Personal Information and specific information about Company contribution(s) made and/or to be made to your student loan(s) pursuant to the Company Services on your behalf to other companies we use to process these student loan contributions or to provide the Company Services.

Accessing and Modifying Personal Information and Communication Preferences

You may access, remove, review, and/or make changes to Personal Information that you have provided to us by emailing Tuition.io at privacy@tuition.io. In addition, you may manage your receipt of marketing and non-transactional communications by selecting the “unsubscribe” link located on the bottom of any Tuition.io marketing emails. We will use commercially reasonable efforts to process such requests in a timely manner. You should be aware, however, that it is not always possible to completely remove or modify information in our subscription databases, and we may be required by law or by contractual obligations to retain certain Personal Information in order to document the services, including but not limited to the Company Services, that Tuition.io has performed. You cannot opt-out of receiving transactional emails related to your account with Tuition.io.

Your California Privacy Rights

If you are a California resident, you have certain rights under the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA), including:

  • Right to Know: You have the right to request that we disclose to you the categories of personal information we have collected about you, the categories of sources from which the personal information is collected, the business or commercial purpose for collecting, selling, or sharing your personal information, the categories of third parties to whom we disclose personal information, and the specific pieces of personal information we have collected about you.
  • Right to Delete: You have the right to request the deletion of personal information we have collected from you, subject to certain exceptions.
  • Right to Correct: You have the right to request that we correct inaccurate personal information that we maintain about you.
  • Right to Opt-Out of Sale or Sharing: You have the right to opt out of the sale or sharing of your personal information.Tuition.io does not sell or share your personal information for monetary consideration. We only share your information with third parties in conjunction with providing you with the Company Services.
  • Right to Limit Use of Sensitive Personal Information: You have the right to request that we limit our use of your sensitive personal information, such as your social security number, to only what is necessary to provide you with the Services.
  • Right to Non-Discrimination: We will not discriminate against you for exercising any of your privacy rights under California law.

To exercise your rights, please submit a request to us by either:

  • Emailing us at privacy@tuition.io
  • Mailing us at:
    Tuition.io, Inc.
    PO Box 810
    San Mateo, CA 94401

We will need to verify your identity before processing your request. In order to verify your identity, we will request information from you such as your name, email address, phone number, employer name or other information. Depending on the type of request, we may require additional information to verify your identity.

We will respond to your request within 45 days of receipt. If we need more time, we will notify you in writing. Generally, we will not charge a fee to process your request. However, we may charge a reasonable fee if your request is excessive, repetitive, or manifestly unfounded.

User Generated Content

If you choose to post User Generated Content on the Website, you should be aware that any personally identifiable information included with your User Generated Content can be read, collected, or used by other users, and could be used to send you unsolicited messages. We are not responsible for the personally identifiable information you choose to submit in your User Generated Content.

How We Protect Personal Information

We strive to maintain reasonable physical, electronic, and procedural safeguards to secure Personal Information from loss, misuse and unauthorized access, disclosure, alteration, and destruction. We maintain physical and procedural safeguards to protect the security of such information. We encrypt data in transit using TLS 1.2+, and encryption at rest using AES256 standards. Tuition.io is ISO 27001 compliant. Please understand, however, that no security system is impenetrable. We cannot guarantee the security of our databases, nor can we guarantee that the information you supply will not be intercepted while being transmitted to and from us over the Internet.

External Websites

The Website may contain links to third-party web sites. Tuition.io has no control over the privacy practices or the content of any of our business affiliates, advertisers, sponsors, or other web sites to which we provide links from the Website. As such, Tuition.io is not responsible for the content or the privacy policies of web sites to which our Website may link. You should check the applicable privacy policy of the web site sponsor when visiting any other web sites.

Changes to This Privacy Policy

This Privacy Policy is effective as of the “Last Updated” date stated at the top of the Privacy Policy. This Privacy Policy may be amended by Tuition.io in its sole discretion from time to time without notice to you by posting a revised Privacy Policy on the Website. By accessing this Website, providing us Personal Information and/or using any of the Services available through the Website after such posting, you acknowledge that you have read, understood, and agree to be legally bound by the revised Privacy Policy. If you do not agree to the revised Privacy Policy, then please do not use the Website, provide us any Personal Information or use any of the Services available through the Website after such posting. Please refer back to this Privacy Policy on a regular basis.

How to Contact Us

If you have questions about this Privacy Policy, please contact Tuition.io via email at privacy@tuition.io with “PRIVACY POLICY” in the subject line or by mailing us at the following address:

Tuition.io, Inc.

PO Box 810

San Mateo, CA 94401